你覺得你這輩子該賺多少錢呢??? - 職涯
By Quintina
at 2009-11-02T00:32
at 2009-11-02T00:32
Table of Contents
某天和我表哥(保險從業人員)聊天他問了我這問題
如果說在幾個假設前提之下:
1.不算時間的利率or通膨之類的
2.不算生活要支出的雜費
夠簡單了吧...
好~~ 我從25歲開始工作到65歲退休活到85歲 25----65----80
那我每天光是吃飯花200 我一生中買2部車就算140萬好了 不考慮結婚生小孩
那我必須 200x365x55(吃)+1400000(車)=5415000
5415000/40 =135375 也就是說...我的工作年薪至少要這麼多
這個模型或許太簡單 不過想法就是算一下你這生可能要的支出
然後估一下你每個月至少賺多少
我算了算 我的case 哇~ "至少"月薪也要個5,6萬...囧
可是...我一直覺得這樣算很弔詭 因為人生不是這樣算出來的
明天會不會中樂透都不知道勒 我只知道錢不夠用這結論啊~
可是我當下很難反駁他(我講不贏他 僅管他接下來是要跟我說
投資的東西 說要為退休做準備的)
大家覺得呢??? 有這樣計算人生的嗎?
--
如果說在幾個假設前提之下:
1.不算時間的利率or通膨之類的
2.不算生活要支出的雜費
夠簡單了吧...
好~~ 我從25歲開始工作到65歲退休活到85歲 25----65----80
那我每天光是吃飯花200 我一生中買2部車就算140萬好了 不考慮結婚生小孩
那我必須 200x365x55(吃)+1400000(車)=5415000
5415000/40 =135375 也就是說...我的工作年薪至少要這麼多
這個模型或許太簡單 不過想法就是算一下你這生可能要的支出
然後估一下你每個月至少賺多少
我算了算 我的case 哇~ "至少"月薪也要個5,6萬...囧
可是...我一直覺得這樣算很弔詭 因為人生不是這樣算出來的
明天會不會中樂透都不知道勒 我只知道錢不夠用這結論啊~
可是我當下很難反駁他(我講不贏他 僅管他接下來是要跟我說
投資的東西 說要為退休做準備的)
大家覺得呢??? 有這樣計算人生的嗎?
--
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職涯
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