公務員退休金 擬改個人帳戶制 - 考試
By Valerie
at 2021-11-28T15:00
at 2021-11-28T15:00
Table of Contents
https://udn.com/news/story/7238/5921821
2021-11-28 01:56g濟日報 / 記者徐珮君╱台北報導退休金
銓敘部近期正研議新進公務人員退撫制度,從2023年7月起,將從確定給付制,改為確定提?
未來公務員將比照勞退新制,擁有個人退休金帳戶,不必像現在,月月把錢投到退撫基金大
銓敘部官員指出,現行公務人員退撫制度採確定給付制,政府要負責退休公務人員的退休經
目前該方案還在彙整各方意見中,預定年底前提報考試院審查,明年2月函請立院審議,盼2
現行公務人員退撫基金是從1995年建立,由政府與公務人員每月各自撥繳薪俸的65%、35%至
官員解釋,確定提撥制運作模式,會像勞工從2005年開始實施的勞退新制,亦即公務人員在
簡單的說,就是「自己存錢自己領」、「工作期間繳得越多,退休後領得更多」。至於做為
另外,因未來新進公務人員的退休金帳戶,跟目前的勞退新制一樣,都可以帶著走。政府也期盼,新制上路後,政府和民間私部門的人才,有機會相互交流與支援。軍公教年改上路兩年多,銓敘部預料年底針對新進公務員提出退休金新制,但退撫基金破產問題仍刻不容緩。
據去年3月退撫基金精算報告,截至去年,退撫基金應領取給付及在職人員未來淨給付精算現值為3兆3,763億餘元,扣除已提存退撫基金6,496億餘元,未提存精算應計負債仍高達2兆7,267億餘元。
審計部報告也指出,退撫基金投資績效表現不佳,近十年度績效介於負5.98%至10.62%間,並未達到目標投資報酬率。預估2041年度退撫基金餘額將開始出現負數。
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