剛畢業 入伍前貸款請教 - 職涯
By Isla
at 2017-09-29T22:18
at 2017-09-29T22:18
Table of Contents
大家好 小弟我剛從研究所畢業
目前等待研替入伍
由於研替第一年役男身分關係 無法出國旅遊
故想在入伍前規劃出國玩
目前卡在存款不足 且不想跟家裡請款
想用貸款的方式(<十萬)湊足旅費
但問題來了 我爬過很多資料
目前普遍的銀行借款方式為信用貸款
但銀行放款的前提多為
1.良好信用紀錄
2.具穩定收入之上班族
但我在學期間沒有申辦信用卡 只有郵局活存 這段時間也沒在工作...
我想請問
1.有沒有其他較普遍安全的借貸方式
2.能否有其他方法驗證信貸的條件(例:家世背景、研替證明)
PS.研替在上成功嶺12天過後即轉為一般上班 薪資皆超過信貸門檻
實在感激不盡!
--
目前等待研替入伍
由於研替第一年役男身分關係 無法出國旅遊
故想在入伍前規劃出國玩
目前卡在存款不足 且不想跟家裡請款
想用貸款的方式(<十萬)湊足旅費
但問題來了 我爬過很多資料
目前普遍的銀行借款方式為信用貸款
但銀行放款的前提多為
1.良好信用紀錄
2.具穩定收入之上班族
但我在學期間沒有申辦信用卡 只有郵局活存 這段時間也沒在工作...
我想請問
1.有沒有其他較普遍安全的借貸方式
2.能否有其他方法驗證信貸的條件(例:家世背景、研替證明)
PS.研替在上成功嶺12天過後即轉為一般上班 薪資皆超過信貸門檻
實在感激不盡!
--
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職涯
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