大學生,計畫在研究所畢業以前買房 - 職涯
By Sarah
at 2011-10-10T21:24
at 2011-10-10T21:24
Table of Contents
各位好
我目前大四,
研究室及外面打工收入 月入約14k
住家裡 扣掉平常生活費 每月只有<8000的盈餘
以下是我的短期人生規劃
預計延畢一年,然後會考研究所
學費現在都跟雙親"貸款"
想要在研究所畢業(估計3~4年)以前能夠存下一小筆錢,
足以支付房子的頭期款
假設目前工作收入穩定,
並再假設順利考到研究所 接研究計畫收入還可再略增4k/月
畢業後計畫在南港/公館/中和上班 (這是目標><) 並一邊存錢
因此想要在南港/汐止/中永和 買一間自己的房子
不含公共設備15坪以上的小套房或公寓
我大概看了一下目前房價行情,在比較遠離市區的地方,可以找到 10萬/坪的房子
這代表在畢業之前我必須存到80萬
自大學努力的奮鬥及花錢至今 目前大約只有達到目標的1/8
....
代表接下來我每個月還要再存2約萬才行啊,可是我不吃不喝也沒有這麼多啊...
以上是我障礙重重的人生規劃,
現在在這邊誠心的請教各位過來人,
我該如何修正我的目標呢? 未來房價真的有可能跌嗎?
或是在我想要買房子的汐止/南港/中永和 其實也有房價不這麼貴的地方呢?
嗚嗚嗚以前太會花錢了現在事與願違很困擾...
--
我目前大四,
研究室及外面打工收入 月入約14k
住家裡 扣掉平常生活費 每月只有<8000的盈餘
以下是我的短期人生規劃
預計延畢一年,然後會考研究所
學費現在都跟雙親"貸款"
想要在研究所畢業(估計3~4年)以前能夠存下一小筆錢,
足以支付房子的頭期款
假設目前工作收入穩定,
並再假設順利考到研究所 接研究計畫收入還可再略增4k/月
畢業後計畫在南港/公館/中和上班 (這是目標><) 並一邊存錢
因此想要在南港/汐止/中永和 買一間自己的房子
不含公共設備15坪以上的小套房或公寓
我大概看了一下目前房價行情,在比較遠離市區的地方,可以找到 10萬/坪的房子
這代表在畢業之前我必須存到80萬
自大學努力的奮鬥及花錢至今 目前大約只有達到目標的1/8
....
代表接下來我每個月還要再存2約萬才行啊,可是我不吃不喝也沒有這麼多啊...
以上是我障礙重重的人生規劃,
現在在這邊誠心的請教各位過來人,
我該如何修正我的目標呢? 未來房價真的有可能跌嗎?
或是在我想要買房子的汐止/南港/中永和 其實也有房價不這麼貴的地方呢?
嗚嗚嗚以前太會花錢了現在事與願違很困擾...
--
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