大學畢業一年越來越茫然 - 業務
By Candice
at 2015-06-08T00:53
at 2015-06-08T00:53
Table of Contents
本魯去年的這時候畢業,因為體質問題不需要服兵役,
因家境比起其他的同儕算是比較特殊,
本魯家裡從爺爺那代白手起家開了工廠規模算不小,
但因約六七年前爺爺身體狀況不佳,決定將工廠收起來,
並將自家所有的土地改建成大樓,出租給店家或學生,總共有六棟,
媽媽是老師,爸爸則一個人管理所有大樓包括修繕及倒垃圾等問題,
爺爺今年已經81歲,因擔心未來遺產稅、贈與稅等問題,
從去年開始每年都給我200萬和一棟房子,當然這些錢因為本魯沒有太多運用的慾望,
全部拿去放六年期的儲蓄險,預計六年後再做打算或者買房
感謝家裡給我這麼優渥的環境,讓我在目前人生完全不需要為錢煩惱
但必須承認一點本魯真的很茫然,因為從大四開始因為學校與企業合作,
畢業後直接在保險公司當業務,當然初期幾乎業績掛蛋沒薪水,
雖說慢慢有起色,近四個月的薪水大概在40K左右,
累積的客戶群並不多 (因為家人反對做保險,客戶群全都是朋友的職場)
業務的薪水也不可能天天在過年,可能這個月業績大好領個20萬,下個月可能掛蛋沒錢
雖然真的很希望在保險業能繼續生存下去,
但時常碰到沒客戶甚至需要拿家裡之前給的錢度過,
時常在想其實我根本不需要這麼辛苦,回家當米蟲收房租就好
但除了知道家裡有一天錢可能會花光,最重要的是在保險業上跟我買保險的客戶,
都超級支持我的,覺得若因此離開對不起的就是這些客戶,所以一直死命的撐到現在,
可是已經一年了,除了每年爺爺固定給我的錢拿去存以外,自己本身根本沒有存到錢
不禁在想接下來的人生規劃,但又放不下客戶群...
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