夫妻兩人台北生活20k/月花費 - 薪水
By Madame
at 2015-12-06T16:43
at 2015-12-06T16:43
Table of Contents
之前回覆過一篇單身在台北花費,現在來寫一篇兩人的,其實沒有比一個人多啦,
我來算給你們聽:
2個人住就可以搬到大一點有管理伯伯跟電梯的大樓獨套了,
我跟我老公各拿10K出來當作家裡所有開銷,因此每個月家裡花費是20K。
房租:11000
台北市獨套,有一個陽台打出去的小廚房跟房間分開,開伙房間不會有油煙。
對北市房價有困惑的人推薦大家一個網站:崔媽媽基金會有一個租屋費統計調查。
http://www.tmm.org.tw/statist/stat_district_102.htm
(我沒有偏離標準差太多)
大樓管理費:600
(舊大樓,低公設,但是有管理伯伯代收信件,有專人倒垃圾還蠻值得的)
網路費:1000
(YA, 終於可以牽自己網路,之前住分租套房跟鄰居搶頻寬搶得超辛苦的)
電費+水費:1200
電費每2個月收一次,夏天開冷氣會在1000以上,冬天低於600,水費200以內,所以這有
點高估,不過沒關係就先算這樣。
這樣每個月還剩6200,當作伙食跟外食費,跟一些雜費(衛生紙,肥皂洗髮乳之類)
通常都會在家裡開伙,週末偶爾也會買個啤酒或紅酒,煎個牛排之類的在家裡享用。
我跟老公都蠻愛自己煮東西來吃,但是通常下廚的人那天就不用洗碗:P
每個月會上一次500-600元左右的餐館,Friday,西提之類的。
超過1000元的餐廳平均一年去3次,他生日,我生日跟結婚紀念日。
週末也會去烏來,貓空,新店,淡水等地區走走。
台北縣市外的旅遊有長假才會安排。(外縣市額外旅遊費用平均分攤)
所以跟我一個人住分租套房每個月的花費比起來,對我自己來說, 2個人住我沒有花比較
多的錢。
而且有人分攤房租,伙食費,還有人幫忙洗碗,分攤家務,其實還不錯。
另外,我也來對salary板也做點資訊貢獻吧!
我老公就沒這麼省了,畢竟工作性質跟個性不同。
我先生當時薪水是35K+不固定業績獎金 (國外業務)
給我的家用剛剛說過固定10k/月,
給媽媽5k/月
他個人手機費1k/月
剩下的19k就是他在外面走跳的花費,要請人喝飲料,要應酬喝啤酒配快炒,有時要開發
新客戶,要培養感情,要打理一點門面,送點小禮物,
當月有剩錢也會塞給我說:當加菜錢。(我通常會買塊牛排給他加菜,剩下當我私房錢:P)
他不抽煙,唯一休閒是玩ps4,偶爾買新片,偶爾買巧克力給我,偶爾買個禮物給他媽媽
,
喜歡高級3C,慢慢存錢買ipad, iphone,MAC,音響,不是一次買齊,有看中才開始存錢買,
(好啦,他的高級3C我也有玩到啦)所以,他大多休閒時間都待在家裡玩,
還從他少少的零用錢慢慢存錢買一隻iphone給我當30歲生日禮物,我蠻感動的。
所以35k底薪他幾乎全花光光,業績獎金才會全部存下來,因為業績獎金不是固定有的,
結婚第一年,可能是新婚的好運,有談成幾條大條的,因此有存到50萬業績獎金,
第二年後半又沒有業績了,雖然剛開始有點擔心,可是想到之前獎金都有存住就還好。
剛開始會擔心是因為我不是很習慣有人一下子存很多錢,一下子好幾個月都沒存錢。
我自己是固定每月存3萬的人。
後來比較理解業務工作性質像獵人,出去打獵要準備子彈,但是收穫量不能預期,有時豐
收,有時沒有。有時一條線牽很久,花很多時間跟金錢,可能最後沒談成,但是,不能這
樣就怕再試,只能當學經驗下次小心。有時人家給他一條大業績,更要請客送禮。
所以不給他太大壓力限制花錢,他比較好做事,反正兩人都有基本薪水,照著基本薪水過
日子也很平穩,有業績獎金當作上天送的禮物存起來,不過後來有業績獎金會拿出一部分
做慈善。
最後,我有一點很不解就是,為什麼板上這麼多人要自稱自己魯蛇,小魯的....
我認為只要有工作,靠自己努力得來的薪水好好過活都不是魯蛇啊,
真正的魯蛇應該是已經3,40歲,好手好腳但是不出去工作,還跟父母伸手要錢的人。
當然我有認識朋友因身體健康因素沒有工作,可是他在家裡幫父母做家事,煮飯,打掃,
盡可能的自己打理自己,我也不會覺得他是魯蛇,覺得他盡力過生活了。
反而有一個親戚,大學畢業,英語很好,40歲到現在沒有做過一個超過3個月的工作,
眼高手低,一直覺得工作不好,老闆不好,每天抱怨,整天想一夜致富發大財,
長久來都是跟媽媽伸手要錢,媽媽都80歲了,每天還要幫他洗衣,煮飯,打掃房間,還說
他是為他媽媽身體好讓她多勞動。
這個人是我這輩子唯一認識的魯蛇,魯到一個不行,連自己的生活起居也不會打理,
就算他媽媽死後留給他一棟房子他還是魯,每次看到那個親戚,我都不想跟他說話,打從
心裡鄙視他。
當然我也有人認識的人,含金湯匙出生這輩子不用為錢工作,當然他們除了打理好自己外
,
他們可以做自己喜歡的事分享給別人,當衝浪高手,藝術家,旅遊部落客,投身公益,
生在好人家也不是他的錯,沒有什麼好恨的,也因他們的分享,讓我看到更多不同世界。
就像我也會羨慕同事家裡住台北,不用繳房租,但是我並不會羨慕他們太久,
因為一個人在外面工作這麼多年我了解到:“貧窮讓我學會更多事 ”。
就算現在薪水25k也不一定是永久的,慢慢想辦法增加自己的經驗值到35k,45k以上就好了
,
人只要每天認真過活就不是魯蛇,我真心這樣認為。
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