學習買股票是人生必經之路嗎 - 職場
By Quanna
at 2020-07-22T21:22
at 2020-07-22T21:22
Table of Contents
這個問題版上已經蠻多人問過了,
不過我還是想聽聽大家是否會有不一樣的想法。
個人的背景如下
目前28歲
工作月薪目前5萬多
名下有房在出租(但房租目前是由父母收)
個人開銷大 每個月只存1、2萬
之前與幾個不同朋友討論了一下經濟狀況,發現周遭不少人覺得一個月能存1萬塊就覺得很
多,甚至也有幾個真的覺得一個月存6-8000就蠻不錯的。
我不會去跟別人比較存款多少,
但我只想知道這種存錢速度真的是常態嗎?(不跟板上年薪300萬的人比)
以一個月薪4萬的上班族來說,
一個月扣掉房租生活費開銷等等,
姑且算1萬5好了,
一年存款也只有18萬,
十年存款也只有180萬,
工作30年只有540萬。別說買房子,
這期間稍微需要一些開銷大的事情,
存款可能就減很多。
以目前房價每間動輒1-2000萬的來看,
顯然一個月只存1萬多是完全不夠的,
我不確定是否因為身邊朋友年齡跟自己差不多,是否隨著年紀大,大家的存款會日漸增加,
但我自己是深深覺得自己存錢的速度很慢。
所以我最近開始學習買股票,
我知道股票是零和遊戲,
也知道股票輸錢的人居多,
但我覺得學投資股票是增加自己額外收入的必經之路,
所以每當投資股票虧損時,
我就告訴自己:「沒關係,當作學經驗。」
這句話我告訴自己很多次,
卻發現洞越補越大,
從原本小輸幾千、變成幾萬、再變成幾十萬,家人總說安穩過生活就好,不要自找麻煩,現
在我又開始猶豫,自己該不該先暫停投資股票,但又覺得現在自己的存錢速度真的太慢
想請問大家也會覺得學股票是人生必經道路嗎?賠錢當作學經驗?還是安穩過生活穩定存錢
呢?
我知道決定權在自己手上,
但想聽聽各方的意見參考一下,
謝謝。
--
不過我還是想聽聽大家是否會有不一樣的想法。
個人的背景如下
目前28歲
工作月薪目前5萬多
名下有房在出租(但房租目前是由父母收)
個人開銷大 每個月只存1、2萬
之前與幾個不同朋友討論了一下經濟狀況,發現周遭不少人覺得一個月能存1萬塊就覺得很
多,甚至也有幾個真的覺得一個月存6-8000就蠻不錯的。
我不會去跟別人比較存款多少,
但我只想知道這種存錢速度真的是常態嗎?(不跟板上年薪300萬的人比)
以一個月薪4萬的上班族來說,
一個月扣掉房租生活費開銷等等,
姑且算1萬5好了,
一年存款也只有18萬,
十年存款也只有180萬,
工作30年只有540萬。別說買房子,
這期間稍微需要一些開銷大的事情,
存款可能就減很多。
以目前房價每間動輒1-2000萬的來看,
顯然一個月只存1萬多是完全不夠的,
我不確定是否因為身邊朋友年齡跟自己差不多,是否隨著年紀大,大家的存款會日漸增加,
但我自己是深深覺得自己存錢的速度很慢。
所以我最近開始學習買股票,
我知道股票是零和遊戲,
也知道股票輸錢的人居多,
但我覺得學投資股票是增加自己額外收入的必經之路,
所以每當投資股票虧損時,
我就告訴自己:「沒關係,當作學經驗。」
這句話我告訴自己很多次,
卻發現洞越補越大,
從原本小輸幾千、變成幾萬、再變成幾十萬,家人總說安穩過生活就好,不要自找麻煩,現
在我又開始猶豫,自己該不該先暫停投資股票,但又覺得現在自己的存錢速度真的太慢
想請問大家也會覺得學股票是人生必經道路嗎?賠錢當作學經驗?還是安穩過生活穩定存錢
呢?
我知道決定權在自己手上,
但想聽聽各方的意見參考一下,
謝謝。
--
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