宅男的退休生活閒聊 - 醫生
By Sandy
at 2020-07-10T12:40
at 2020-07-10T12:40
Table of Contents
前言:
最近在到處參加FB社團
如汽車 露營 交友 旅行
發現大家對年輕退休的關鍵字很感冒
但同個社團 如果我改說不用工作 靠股利生活
留言反應就好很多
所以以後盡量改用委婉的說法 XD
雖然曾說半年後要發文
但發文前一直在想要寫甚麼好
聊生活又有點像個版
但理財或人生觀前面也說得差不多了
我就盡量都說 有問題可以留言
--------------------------------------------
投資方面:
財務自由後就立刻遇到了疫情 經濟與股市大跌
大家都好奇我會不會受到影響
但答案是還好
因為股票不賣就沒差
反而本來就留有預備金
所以我有多買
再加上原本資產配置裡 就有1成美債
股市大跌時 我的美債反而漲不少
我就選擇賣掉美債 轉買跌很多的股票
就目前成果來看 只能說我運氣不錯
開銷方面:
原本預算是1個月2萬
但幾個月生活下來
扣掉單次性的新家具或裝潢開銷
我發現開銷比我預料的少很多
可能1萬~1萬5就可以
首先是油錢打平 少了通勤但多了出遊 一個月約2~3千
再來是一桶瓦斯 我料理+盥洗都用同一桶
第一桶用了2個半月
平均一個月燃料費才2~3百
水費剛繳完 2個月250元
電費雖然我是定頻冷氣 但我只有洗澡完開 睡覺不開冷氣 只吹循環扇
所以也沒想像貴
三餐自己煮比較多
煎魚 燙青菜 煎蛋 炒飯 咖哩等等..
最近天氣熱就去買盒裝的仙草跟愛玉回家處理 比手搖飲便宜很多
1個禮拜1千元可以搞定
生活與健康:
原本工作時有偏頭痛
現在明顯好很多
可能跟飲食與壓力有關
最近則是在揪住桃園的旅遊同好
一起出去玩除了可以分攤油費 認識新朋友
我還可以多認識新景點與美食
----------------
最後分享一下昨天出來的新新聞
https://bit.ly/325ti82
PS1.我就老起來放 不用討論了
PS2.父親是醫生也不用討論了
我的錢是自己賺的
你能想像國小時 全家去六福村 我要自己用壓歲錢出門票嗎?
父母離異後 我跟父親沒往來 最後父親死後負債60幾萬
我還跟妹妹跑去法院辦拋棄繼承
出法院時 我跟我妹說一句話 存錢很重要
真的沒窮過 不知錢的重
今天是生日 選在今天發文應該很適合
但就不用說生日快樂洗板
理性討論即可
--
最近在到處參加FB社團
如汽車 露營 交友 旅行
發現大家對年輕退休的關鍵字很感冒
但同個社團 如果我改說不用工作 靠股利生活
留言反應就好很多
所以以後盡量改用委婉的說法 XD
雖然曾說半年後要發文
但發文前一直在想要寫甚麼好
聊生活又有點像個版
但理財或人生觀前面也說得差不多了
我就盡量都說 有問題可以留言
--------------------------------------------
投資方面:
財務自由後就立刻遇到了疫情 經濟與股市大跌
大家都好奇我會不會受到影響
但答案是還好
因為股票不賣就沒差
反而本來就留有預備金
所以我有多買
再加上原本資產配置裡 就有1成美債
股市大跌時 我的美債反而漲不少
我就選擇賣掉美債 轉買跌很多的股票
就目前成果來看 只能說我運氣不錯
開銷方面:
原本預算是1個月2萬
但幾個月生活下來
扣掉單次性的新家具或裝潢開銷
我發現開銷比我預料的少很多
可能1萬~1萬5就可以
首先是油錢打平 少了通勤但多了出遊 一個月約2~3千
再來是一桶瓦斯 我料理+盥洗都用同一桶
第一桶用了2個半月
平均一個月燃料費才2~3百
水費剛繳完 2個月250元
電費雖然我是定頻冷氣 但我只有洗澡完開 睡覺不開冷氣 只吹循環扇
所以也沒想像貴
三餐自己煮比較多
煎魚 燙青菜 煎蛋 炒飯 咖哩等等..
最近天氣熱就去買盒裝的仙草跟愛玉回家處理 比手搖飲便宜很多
1個禮拜1千元可以搞定
生活與健康:
原本工作時有偏頭痛
現在明顯好很多
可能跟飲食與壓力有關
最近則是在揪住桃園的旅遊同好
一起出去玩除了可以分攤油費 認識新朋友
我還可以多認識新景點與美食
----------------
最後分享一下昨天出來的新新聞
https://bit.ly/325ti82
PS1.我就老起來放 不用討論了
PS2.父親是醫生也不用討論了
我的錢是自己賺的
你能想像國小時 全家去六福村 我要自己用壓歲錢出門票嗎?
父母離異後 我跟父親沒往來 最後父親死後負債60幾萬
我還跟妹妹跑去法院辦拋棄繼承
出法院時 我跟我妹說一句話 存錢很重要
真的沒窮過 不知錢的重
今天是生日 選在今天發文應該很適合
但就不用說生日快樂洗板
理性討論即可
--
Tags:
醫生
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