宅男的退休生活閒聊 (2022下) - 職涯
By Skylar Davis
at 2022-10-12T20:47
at 2022-10-12T20:47
Table of Contents
宅男退休兩年半的更新
雖然很多人敲碗
但生活太平凡想不到要寫甚麼
如果對記帳內容或其他問題有疑問可以留言
用問答的方式也許好一點
-----------------------------------------------
https://imgur.com/094EIkF
最近股市好像跌不少
趁這時候更新一下
與其在股市大漲的時候看存股
跌的時候來看比較有意義
目前看來存越久成本越低 越不受股市波動影響
至於今年才買進 但跌太多的股票我會不會賣
像台塑或美債20
答案是不會
因為本來規劃就是買來放著
心態不變 操作就不變
如果跌到8千以下我才會想一次性多買一點
為何設8千? 就只是單純個人喜好 不一定要跟我一樣
台泥是前兩個月挑來定期定額的
其他今年買的股票雖然損益是負的
但我覺得股票漲漲跌跌是正常不過的事
不會特別擔心或害怕
生活不受影響
-----------------------------------------------
https://imgur.com/oSz62QL
1~9月開銷 總共155907
平均每月17323元
現金開銷我沒記帳
但會花到現金的主要是三餐
或是去五金百貨買些小東西
無法刷信用卡與悠遊卡的地方
7月初有試過領過1萬現金放桌上
皮夾沒錢就從這1萬拿
到9月初還剩2千多
每月餐費與雜支即使抓5千算
17323+5000=23323/每月開銷
個人感覺開銷還算正常
沒特別去省錢 但也沒亂花
正常的生活模式
不久前有個版友有加我的Line
好奇問我退休生活的一天在做甚麼
所以當天我做了哪些事就跟他說
其實就跟一般人放假差不多
睡醒就開電腦 在電腦前待幾個小時
餓了出門吃小火鍋
吃飽去思夢樂逛逛買衣服
回來繼續待在電腦前
大概就這麼簡單
補充一下
蠻多人問過我治裝費或行頭多少
我沒特別算 但一年開銷了不起2 3千
我現在買衣物寢飾主要都思夢樂 鞋子都鞋全家福
提供給大家參考價位水平大概落在哪裡
-----------------------------------------------
很心虛的結束這回合
--
雖然很多人敲碗
但生活太平凡想不到要寫甚麼
如果對記帳內容或其他問題有疑問可以留言
用問答的方式也許好一點
-----------------------------------------------
https://imgur.com/094EIkF
最近股市好像跌不少
趁這時候更新一下
與其在股市大漲的時候看存股
跌的時候來看比較有意義
目前看來存越久成本越低 越不受股市波動影響
至於今年才買進 但跌太多的股票我會不會賣
像台塑或美債20
答案是不會
因為本來規劃就是買來放著
心態不變 操作就不變
如果跌到8千以下我才會想一次性多買一點
為何設8千? 就只是單純個人喜好 不一定要跟我一樣
台泥是前兩個月挑來定期定額的
其他今年買的股票雖然損益是負的
但我覺得股票漲漲跌跌是正常不過的事
不會特別擔心或害怕
生活不受影響
-----------------------------------------------
https://imgur.com/oSz62QL
1~9月開銷 總共155907
平均每月17323元
現金開銷我沒記帳
但會花到現金的主要是三餐
或是去五金百貨買些小東西
無法刷信用卡與悠遊卡的地方
7月初有試過領過1萬現金放桌上
皮夾沒錢就從這1萬拿
到9月初還剩2千多
每月餐費與雜支即使抓5千算
17323+5000=23323/每月開銷
個人感覺開銷還算正常
沒特別去省錢 但也沒亂花
正常的生活模式
不久前有個版友有加我的Line
好奇問我退休生活的一天在做甚麼
所以當天我做了哪些事就跟他說
其實就跟一般人放假差不多
睡醒就開電腦 在電腦前待幾個小時
餓了出門吃小火鍋
吃飽去思夢樂逛逛買衣服
回來繼續待在電腦前
大概就這麼簡單
補充一下
蠻多人問過我治裝費或行頭多少
我沒特別算 但一年開銷了不起2 3千
我現在買衣物寢飾主要都思夢樂 鞋子都鞋全家福
提供給大家參考價位水平大概落在哪裡
-----------------------------------------------
很心虛的結束這回合
--
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