有目標,就知何時該存、何時該花 - 職場
By Edwina
at 2013-09-15T14:00
at 2013-09-15T14:00
Table of Contents
我覺得其實大家可以看看想想就好
不必要用一種看不順眼的方式去挑毛病
1.年紀部分
25歲踏入職場,這對一般研就所畢業後就當兵的人來說是正常的
(本人就是研究所畢業剛退伍的25歲)
2.貸款部分
主角本來預計”1年”還清貸
所以2.5*12=30(萬)
這並沒有什麼不合理
而且最後還是沒有辦法按照計畫,拖到一年半才還完
3.求學部分
這點有興趣的再去向主角求證吧!
*一個月生活費省一點不需要到15K,尤其他是一直打工應該沒有太多娛樂
(當我在台北大念書時,一個月生活含房租、水電大約1萬)
*誰也不知道他回饋父母是回饋多少。
4.50%儲蓄、15%給父母、35%為下一個目標做準備
這個條件是在”還完貸款之後”,所以不應混在一起算
其中35%說是為下一個目標準備,其實就是可花用部分
35K*35%=12250
這數字就不會無法生活了吧?(不過他可能很省就是)
文章中所提的現實部分就這邊
之後其他提到的部份是”未來希望”
還沒有實行,至於錢哪裡來就看他未來怎麼賺,錢存夠就出國、存夠就讀博士這樣
大家不用那麼急著幫他規劃時間
從文章中只能知道,主角他很積極的"充實自己的價值"
也各位說的一樣,他只一直賺錢,理財也只是存起來
(文章也沒提到說存起來的錢他拿去幹嘛。)
請鞭小力一點
--
醫:要打針了喔^^ 忍住痛
蘿:阿~阿~阿~~好痛喔 醫生葛格為什麼妳兩隻手放我腰上還可以打針呢?
醫:因為我用的是特殊針筒阿~
蘿:那為什麼人家打屁股兩邊你是打中間呢?
醫:因為打中間才會好的快阿~~
我也想當醫生~( ̄﹁ ̄~) by 聖徒小潘
--
不必要用一種看不順眼的方式去挑毛病
1.年紀部分
25歲踏入職場,這對一般研就所畢業後就當兵的人來說是正常的
(本人就是研究所畢業剛退伍的25歲)
2.貸款部分
主角本來預計”1年”還清貸
所以2.5*12=30(萬)
這並沒有什麼不合理
而且最後還是沒有辦法按照計畫,拖到一年半才還完
3.求學部分
這點有興趣的再去向主角求證吧!
*一個月生活費省一點不需要到15K,尤其他是一直打工應該沒有太多娛樂
(當我在台北大念書時,一個月生活含房租、水電大約1萬)
*誰也不知道他回饋父母是回饋多少。
4.50%儲蓄、15%給父母、35%為下一個目標做準備
這個條件是在”還完貸款之後”,所以不應混在一起算
其中35%說是為下一個目標準備,其實就是可花用部分
35K*35%=12250
這數字就不會無法生活了吧?(不過他可能很省就是)
文章中所提的現實部分就這邊
之後其他提到的部份是”未來希望”
還沒有實行,至於錢哪裡來就看他未來怎麼賺,錢存夠就出國、存夠就讀博士這樣
大家不用那麼急著幫他規劃時間
從文章中只能知道,主角他很積極的"充實自己的價值"
也各位說的一樣,他只一直賺錢,理財也只是存起來
(文章也沒提到說存起來的錢他拿去幹嘛。)
請鞭小力一點
--
醫:要打針了喔^^ 忍住痛
蘿:阿~阿~阿~~好痛喔 醫生葛格為什麼妳兩隻手放我腰上還可以打針呢?
醫:因為我用的是特殊針筒阿~
蘿:那為什麼人家打屁股兩邊你是打中間呢?
醫:因為打中間才會好的快阿~~
我也想當醫生~( ̄﹁ ̄~) by 聖徒小潘
--
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職場
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