疫情低薪高房價 「人生最不幸八年級生 - 職場

By Rebecca 
at 2021-09-23T18:07
at 2021-09-23T18:07
Table of Contents
※ [本文轉錄自 Gossiping 看板 #1XIgcXEd ] 
 
作者: Emacs (Emacs) 看板: Gossiping
標題: [新聞] 疫情低薪高房價 「人生最不幸八年級生
時間: Wed Sep 22 11:57:18 2021
 
疫情低薪高房價 「人生最不幸八年級生」
 
 
王鈞生記者
 
受到地價飆升、原物料價格上漲衝擊,台中各區房價補漲明顯,首購熱區更出現跳價效應,
包括北屯、潭子、海線等紛紛衝上3字頭,反觀八年級生初入社會不久、平均月薪約3萬多元
,買房夢想更遙不可及,這波還碰到肺炎疫情、攪亂人生規劃,令年輕網友喊「真的有夠衰
」。業者建議,年輕人購屋優選預售屋,具備付款壓力低、客變性高、增值力高三大優勢,
正是房市入門首選,也可趁工程期時間加緊存錢。
 
八年級生為時下房市新世代,根據勞動部統計台中市平均提繳薪資,25至29歲平均月薪3萬1
709元,買房勢必成一大負擔;然而,進一步觀察聯徵中心發布住宅貸款統計,截至去年尚
有房貸者以購買6年以下新大樓最多、主力客群為30~40歲,若回推預售時期,購屋年齡同樣
不到30歲。
83年次的廖小姐,2年前買下北屯11期一帶的首購產品,2房總價700多萬元,如今同樣產品
已經要炒到900多萬元,她就說:「自己月薪頂多4萬元,先靠家裡資助付完10%頭期款後,
每期工程款自己支付2萬多元,雖然犧牲掉生活品質,但慶幸自己有提早買,不然現在要來
買一定更辛苦!」
 
事實上,房市「早買早享受」幾乎已經成為鐵律,近幾年大台中首購熱區房價跳高幅度驚人
,年年漲幅1至2成。目前北屯廍子重劃區擁有舊市區最親民房價,區域建案又以總太地產系
列造鎮案最受矚目,最新「心之所向」主力24~38坪、2~3房,全案每坪售價23~27萬元,磁
吸求新求變的年輕族群、小家庭等自住買盤入手;而周邊新案如大毅「人人幸福」、「情定
水蓮NO.17」開價已破3字頭,即將進場的「順天建設大仁段案」也有望定錨新高價。
 
住商不動產七期南屯店經理黃盟翔建議:「自備款不足是多數年輕人的買房罩門,成屋頭期
款動輒上百萬,預售屋則以房屋總價約10至15%作為訂簽金,並有2至3年工程期可準備10至1
5%期款與交屋款,大幅降低付款壓力,不過仍得衡量月收入是否穩定,再行評估。」(王鈞
生/台中報導)
 
https://tw.appledaily.com/property/20210921/OCAO7ROMGJGY5JHEMOAFR5WRAI
 
 
--
    作者: Emacs (Emacs) 看板: Gossiping
標題: [新聞] 疫情低薪高房價 「人生最不幸八年級生
時間: Wed Sep 22 11:57:18 2021
疫情低薪高房價 「人生最不幸八年級生」
王鈞生記者
受到地價飆升、原物料價格上漲衝擊,台中各區房價補漲明顯,首購熱區更出現跳價效應,
包括北屯、潭子、海線等紛紛衝上3字頭,反觀八年級生初入社會不久、平均月薪約3萬多元
,買房夢想更遙不可及,這波還碰到肺炎疫情、攪亂人生規劃,令年輕網友喊「真的有夠衰
」。業者建議,年輕人購屋優選預售屋,具備付款壓力低、客變性高、增值力高三大優勢,
正是房市入門首選,也可趁工程期時間加緊存錢。
八年級生為時下房市新世代,根據勞動部統計台中市平均提繳薪資,25至29歲平均月薪3萬1
709元,買房勢必成一大負擔;然而,進一步觀察聯徵中心發布住宅貸款統計,截至去年尚
有房貸者以購買6年以下新大樓最多、主力客群為30~40歲,若回推預售時期,購屋年齡同樣
不到30歲。
83年次的廖小姐,2年前買下北屯11期一帶的首購產品,2房總價700多萬元,如今同樣產品
已經要炒到900多萬元,她就說:「自己月薪頂多4萬元,先靠家裡資助付完10%頭期款後,
每期工程款自己支付2萬多元,雖然犧牲掉生活品質,但慶幸自己有提早買,不然現在要來
買一定更辛苦!」
事實上,房市「早買早享受」幾乎已經成為鐵律,近幾年大台中首購熱區房價跳高幅度驚人
,年年漲幅1至2成。目前北屯廍子重劃區擁有舊市區最親民房價,區域建案又以總太地產系
列造鎮案最受矚目,最新「心之所向」主力24~38坪、2~3房,全案每坪售價23~27萬元,磁
吸求新求變的年輕族群、小家庭等自住買盤入手;而周邊新案如大毅「人人幸福」、「情定
水蓮NO.17」開價已破3字頭,即將進場的「順天建設大仁段案」也有望定錨新高價。
住商不動產七期南屯店經理黃盟翔建議:「自備款不足是多數年輕人的買房罩門,成屋頭期
款動輒上百萬,預售屋則以房屋總價約10至15%作為訂簽金,並有2至3年工程期可準備10至1
5%期款與交屋款,大幅降低付款壓力,不過仍得衡量月收入是否穩定,再行評估。」(王鈞
生/台中報導)
https://tw.appledaily.com/property/20210921/OCAO7ROMGJGY5JHEMOAFR5WRAI
--
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