退休前夕的心情調適 - 職涯
By Ursula
at 2020-02-20T23:04
at 2020-02-20T23:04
Table of Contents
※ 引述《DreamFF (夢想結束的起點)》之銘言:
: 我是一個不熱愛工作的人 不打算結婚生子
: 大約在2年前開始 我就一直想靠著工作與投資理財創造被動收入
: 來達到盡早退休的目的
: 因為我每個月都有記帳的習慣
: 所以我很清楚自己的開銷與收入
: 目前有房有車也沒有任何貸款
: 上個月記帳時算了一下發現 似乎...可以退休了
: 所以我已經做好打算
: 明年領完年終過完年 2月初就提離職
---文長省略---
來更新一下
今天離職了 退休的第0天
來分享一下最近做的決定跟接下來短期的計畫
從中午離開公司到現在
心情跟平常放假差不多
可能經過這三個月 早就做好心理建設了
之前說要買PS4 過年特價的時候買了
所以這陣子放假都在打電動或是看YOUTUBE
沒工作最先會遇到的就是國民年金繳費單
已經做了些功課
我是決定不繳了 畢竟才33歲 國民年金變數太大 可能會倒
把要繳國民年金的錢拿來存或投資還比較划算
至少自己弄賠錢也比較甘心
再來本來退休的第一件事是重新整理要住的地方
重拉電線跟把老舊的系統櫃拆掉
但是不幸遇到疫情
所以打算等疫情過了再請師傅來弄
最後是最多人關心的錢的問題
2月開始幾乎都在消化特休
一直在放假 等於是半退休狀態
我發現之前想得太多 之前想說學些新東西
但發現真的有空閒時
只想宅在家打電動跟看YOUTUBE
看來我內心的宅男小宇宙已經萌芽了
像前兩個禮拜天氣不錯時
我就開車去宜蘭海邊的咖啡館喝杯咖啡 吃個下午茶
享受一下人生的恬靜
一天就這樣過了
也沒花多少錢
雖然生活很宅很廢
但想想下雨天不用出門
上個禮拜天氣冷 也不用逼自己起床上班 其實還不錯
我發現這樣開銷比我計畫的更少
且過年時間我買的PS4跟新電視
是用我股票短線額外賺到的錢買的
所以也沒動到我的本金
電視跟PS4我是1月底買的
2月初記帳時我的總財產反而是增加
看起來錢的問題我不用太擔心
預計3月初記帳時
開銷在1萬5以下
會再記帳半年看看
暑假我再來分享一下開銷跟近況
歡迎留言討論
有我沒想到或需要補充的我會補充
--
: 我是一個不熱愛工作的人 不打算結婚生子
: 大約在2年前開始 我就一直想靠著工作與投資理財創造被動收入
: 來達到盡早退休的目的
: 因為我每個月都有記帳的習慣
: 所以我很清楚自己的開銷與收入
: 目前有房有車也沒有任何貸款
: 上個月記帳時算了一下發現 似乎...可以退休了
: 所以我已經做好打算
: 明年領完年終過完年 2月初就提離職
---文長省略---
來更新一下
今天離職了 退休的第0天
來分享一下最近做的決定跟接下來短期的計畫
從中午離開公司到現在
心情跟平常放假差不多
可能經過這三個月 早就做好心理建設了
之前說要買PS4 過年特價的時候買了
所以這陣子放假都在打電動或是看YOUTUBE
沒工作最先會遇到的就是國民年金繳費單
已經做了些功課
我是決定不繳了 畢竟才33歲 國民年金變數太大 可能會倒
把要繳國民年金的錢拿來存或投資還比較划算
至少自己弄賠錢也比較甘心
再來本來退休的第一件事是重新整理要住的地方
重拉電線跟把老舊的系統櫃拆掉
但是不幸遇到疫情
所以打算等疫情過了再請師傅來弄
最後是最多人關心的錢的問題
2月開始幾乎都在消化特休
一直在放假 等於是半退休狀態
我發現之前想得太多 之前想說學些新東西
但發現真的有空閒時
只想宅在家打電動跟看YOUTUBE
看來我內心的宅男小宇宙已經萌芽了
像前兩個禮拜天氣不錯時
我就開車去宜蘭海邊的咖啡館喝杯咖啡 吃個下午茶
享受一下人生的恬靜
一天就這樣過了
也沒花多少錢
雖然生活很宅很廢
但想想下雨天不用出門
上個禮拜天氣冷 也不用逼自己起床上班 其實還不錯
我發現這樣開銷比我計畫的更少
且過年時間我買的PS4跟新電視
是用我股票短線額外賺到的錢買的
所以也沒動到我的本金
電視跟PS4我是1月底買的
2月初記帳時我的總財產反而是增加
看起來錢的問題我不用太擔心
預計3月初記帳時
開銷在1萬5以下
會再記帳半年看看
暑假我再來分享一下開銷跟近況
歡迎留言討論
有我沒想到或需要補充的我會補充
--
Tags:
職涯
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