高額負債 - 職涯
By Enid
at 2014-10-26T01:12
at 2014-10-26T01:12
Table of Contents
我最近有了大筆負債的問題,
我今年24歲,家中的經濟狀況從小就不是很好,
我從高中開始自己打工賺錢讓自己唸書,
高中畢業後,工作一年存了點錢讀了一間還可以的大學。
在大學時,父親成立了一間公司,希望能夠讓家裡的狀況翻身。
因為父親的信用狀況不好,所以當時用我的名字當了負責人。
但除了偶爾需要先簽簽名以外,公司的營運狀況我完全不清處,
雖然對此我也常常感到擔心,但也沒辦法拒絕父母的要求。
我念了資訊相關科系,所以靠著接接案子除了可以負擔生活費外,也還能存下一筆錢。
而在最近終於圓了從小原以為不可能實現的夢想-出國留學。
在我出國的兩周後,父親公司因為週轉問題而無法經營下去,
我之前因為是公司負責人,也簽了不少連帶保證人的文件,
所以欠下了數千萬的債務。
目前父母因為還有跟高利貸借錢所以躲起來了,
我和我在工作時認識的女友在去年結了婚,
我們兩人目前都在國外,我還有兩個還在念大學的弟弟跟妹妹,
我已經請學校幫忙協助安置,也好在他們沒有負債問題。
雖然我認為如果工作的話我的賺錢能力應該還不錯,
但是負債的金額多到我可能工作一輩子都還不起的程度,
最近貸款買的房子收到法院的查封通知,
不知道接下來我的郵局賬戶是否也會被凍結...
我現在能想到的就是念完書後回台當完兵後出國工作,
或是在台灣讓銀行扣薪水扣一輩子,
得知負債的這幾天心情真的很糟糕,
很多以前一邊念書一邊咬著牙賺錢繳的貸款跟保險可能到沒了,
發這篇文章想要抒發一下心情,我還是會努力站起來,
不知道板上的各位能否給我一點建議呢?
--
我今年24歲,家中的經濟狀況從小就不是很好,
我從高中開始自己打工賺錢讓自己唸書,
高中畢業後,工作一年存了點錢讀了一間還可以的大學。
在大學時,父親成立了一間公司,希望能夠讓家裡的狀況翻身。
因為父親的信用狀況不好,所以當時用我的名字當了負責人。
但除了偶爾需要先簽簽名以外,公司的營運狀況我完全不清處,
雖然對此我也常常感到擔心,但也沒辦法拒絕父母的要求。
我念了資訊相關科系,所以靠著接接案子除了可以負擔生活費外,也還能存下一筆錢。
而在最近終於圓了從小原以為不可能實現的夢想-出國留學。
在我出國的兩周後,父親公司因為週轉問題而無法經營下去,
我之前因為是公司負責人,也簽了不少連帶保證人的文件,
所以欠下了數千萬的債務。
目前父母因為還有跟高利貸借錢所以躲起來了,
我和我在工作時認識的女友在去年結了婚,
我們兩人目前都在國外,我還有兩個還在念大學的弟弟跟妹妹,
我已經請學校幫忙協助安置,也好在他們沒有負債問題。
雖然我認為如果工作的話我的賺錢能力應該還不錯,
但是負債的金額多到我可能工作一輩子都還不起的程度,
最近貸款買的房子收到法院的查封通知,
不知道接下來我的郵局賬戶是否也會被凍結...
我現在能想到的就是念完書後回台當完兵後出國工作,
或是在台灣讓銀行扣薪水扣一輩子,
得知負債的這幾天心情真的很糟糕,
很多以前一邊念書一邊咬著牙賺錢繳的貸款跟保險可能到沒了,
發這篇文章想要抒發一下心情,我還是會努力站起來,
不知道板上的各位能否給我一點建議呢?
--
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職涯
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