個人信用評分663分及理財房屋貸款問題 - 工作
By Carolina Franco
at 2013-11-13T00:00
at 2013-11-13T00:00
Table of Contents
上月10/27個人去調聯徵個人評分為663分負債如下:1.房貸二筆都已繳14年餘額為69萬2.信用貸款二筆1.貸款99萬(84期)已繳29期餘額70萬;2.貸款50萬(84期)已繳24期餘額36萬之後因房屋賣出10/29清償二筆房貸且完成清償手續目前為百大上市公司副理年收入101年121萬;102年126萬,月收入為70500,已婚38歲有一名小孩,妻子為家管無收入想問幾個問題請高手們解惑,問題一:房貸清償後信用分數是否會更提高?問題二:將二筆信貸整合成一筆可否提高信用分數?依收支比整合機率高嗎
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