健保 補充保費擬雙漲 - 職場
By Michael
at 2020-07-19T21:28
at 2020-07-19T21:28
Table of Contents
※ [本文轉錄自 cjol 信箱]
作者: humbler (獸人H) 看板: Gossiping
標題: [新聞] 健保 補充保費擬雙漲
時間: Sun Jul 19 09:12:35 2020
1.媒體來源:
中國時報
2.記者署名:
魏怡嘉
3.完整新聞標題:
健保 補充保費擬雙漲
4.完整新聞內文:
健保明年安全準備金將低於1.5個月,健保費率面臨調漲壓力。衛福部長陳時中不只一次
表示,今年底勢必增加健保規模,保費調漲亦在討論中。據指出,保費調漲已成定局,近
期衛福部頻就健保費率各種方案向政院報告,費率可望落在5.0%~5.5%之間,值得注意
的是,補充保費費率除與健保費率連動調升外,2萬元以上才收取的門檻亦不排除下修至
5000元,估計有300多萬人補充保費增加,其中股票族就占200多萬人,首當其衝影響最大
。
200多萬股票族 影響首當其衝
健保費率及補充保費費率2016年雙雙調降,分別由原來的4.91%降為4.69%,補充保費費
率由2%降為1.91%,健保一年因而短收200多億元;由於收入減少,根據健保財務統計,
2017年健保開始出現當年收支赤字,近年一直吃到安全準備金,截至今年5月底,收支赤
字已達244億元,扣除後安全準備金僅餘1531億元,約剩2.75個月,估計明年將低於1.5個
月,健保費率依法必須調整。
原費率4.69% 擬調至5~5.5%
依健保5年精算報告,明年費率應由現行4.69%調至5.69%,如此可維持3年。相關人士指
出,此次健保費率的調漲,將會搭配藥品部分負擔上限提高,及檢驗重啟收取部分負擔等
配套,有了這部分的貢獻收入,健保費率可望在5.5%以下,而為了一次調動能維持健保
財務較長的穩定,調漲後的健保費率不會低於5%,亦即健保費率可望落在5%~5.5%之
間。如此一來,以一個月薪42000元的上班族而言,一個月健保費將因而多支出39元~102
元。
補充保費門檻 恐下修至5000元
值得注意的是,若健保費率在5%~5.5%之間,補充保費費率亦將隨之調漲至2.04%~
2.24%間,不僅如此,亦有規畫方案將股利、租金、執行業務所得及利息等補充保費收取
下限,由現行達2萬元以上修回原來的5000元,屆時繳補充保費的民眾將大幅增加。
對於健保費率調漲一事,衛福部社保司長商東福表示,目前健保財務9月會談明年各部門
總額支出,依照規定,健保費率會在總額談定後一個月,也就是10月底提出,並交由健保
會審議,目前健保費率尚未定案。
5.新聞連結:
https://www.chinatimes.com/newspapers/20200719000311-260102?chdtv
6.備註:
健保漲完之後可能會換勞保漲...
勞保也怕破產。
--
如果還有來世,我想當一個獸人
--
作者: humbler (獸人H) 看板: Gossiping
標題: [新聞] 健保 補充保費擬雙漲
時間: Sun Jul 19 09:12:35 2020
1.媒體來源:
中國時報
2.記者署名:
魏怡嘉
3.完整新聞標題:
健保 補充保費擬雙漲
4.完整新聞內文:
健保明年安全準備金將低於1.5個月,健保費率面臨調漲壓力。衛福部長陳時中不只一次
表示,今年底勢必增加健保規模,保費調漲亦在討論中。據指出,保費調漲已成定局,近
期衛福部頻就健保費率各種方案向政院報告,費率可望落在5.0%~5.5%之間,值得注意
的是,補充保費費率除與健保費率連動調升外,2萬元以上才收取的門檻亦不排除下修至
5000元,估計有300多萬人補充保費增加,其中股票族就占200多萬人,首當其衝影響最大
。
200多萬股票族 影響首當其衝
健保費率及補充保費費率2016年雙雙調降,分別由原來的4.91%降為4.69%,補充保費費
率由2%降為1.91%,健保一年因而短收200多億元;由於收入減少,根據健保財務統計,
2017年健保開始出現當年收支赤字,近年一直吃到安全準備金,截至今年5月底,收支赤
字已達244億元,扣除後安全準備金僅餘1531億元,約剩2.75個月,估計明年將低於1.5個
月,健保費率依法必須調整。
原費率4.69% 擬調至5~5.5%
依健保5年精算報告,明年費率應由現行4.69%調至5.69%,如此可維持3年。相關人士指
出,此次健保費率的調漲,將會搭配藥品部分負擔上限提高,及檢驗重啟收取部分負擔等
配套,有了這部分的貢獻收入,健保費率可望在5.5%以下,而為了一次調動能維持健保
財務較長的穩定,調漲後的健保費率不會低於5%,亦即健保費率可望落在5%~5.5%之
間。如此一來,以一個月薪42000元的上班族而言,一個月健保費將因而多支出39元~102
元。
補充保費門檻 恐下修至5000元
值得注意的是,若健保費率在5%~5.5%之間,補充保費費率亦將隨之調漲至2.04%~
2.24%間,不僅如此,亦有規畫方案將股利、租金、執行業務所得及利息等補充保費收取
下限,由現行達2萬元以上修回原來的5000元,屆時繳補充保費的民眾將大幅增加。
對於健保費率調漲一事,衛福部社保司長商東福表示,目前健保財務9月會談明年各部門
總額支出,依照規定,健保費率會在總額談定後一個月,也就是10月底提出,並交由健保
會審議,目前健保費率尚未定案。
5.新聞連結:
https://www.chinatimes.com/newspapers/20200719000311-260102?chdtv
6.備註:
健保漲完之後可能會換勞保漲...
勞保也怕破產。
--
如果還有來世,我想當一個獸人
--
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