勞保負債達10兆 不面對會完蛋 - 職場
By Ursula
at 2020-07-30T07:35
at 2020-07-30T07:35
Table of Contents
※ [本文轉錄自 cjol 信箱]
作者: Wednesday (Miss Wednesday) 看板: Gossiping
標題: [新聞] 勞保負債達10兆 不面對會完蛋
時間: Sun Jul 26 11:26:25 2020
1.媒體來源:中國時報
2.記者署名:林良齊
3.完整新聞標題:勞保負債達10兆 不面對會完蛋
4.完整新聞內文:
林良齊/台北報導
2020年7月26日 上午4:10
根據勞動部計算,截至去年為止,勞保精算潛藏負債已達10兆餘,對於勞保基金破產在即
,曾提出勞保年改草案的前勞委會主委潘世偉指出,勞保年改面臨的不是技術面的問題,
而是政治問題,如何能夠說服勞工,先從有共識的地方修正,才能繼續推動其他改革,大
家坐下來溝通,「否則會完蛋的」。
退休年齡 應不會再動
勞動部長許銘春則強調,勞保年改包括了勞保費率、年資給付率、平均薪資採計年間、政
府撥補、退休年齡等面向,目前除了退休年齡應該不會動外,其他都是可以修正的範圍。
截至今年5月,勞保基金規模為7202億元,受到疫情影響,前5月累積虧損達332.3億元;
而今年5月實收保險費達339億元,但支出卻達356億元,其中又以普通事故的349億元為主
,而普通事故中又以老年給付達314億元最多,老年年金給付更是付出232億餘元。
撥補200億 已無實益
以日前行政院送進立法院審議的勞保年金版本為例,老年年金給付除改平均採計年間從現
行5年,調整至72個月、最高可調高至180個月外,還新增政府撥補每年至少200億,但依
精算報告顯示,即使做了這些調整,也僅從2026年破產延後2年至2028年破產,日前許銘
春亦坦言「沒有實益」。
如動費率 資方反彈大
由於依現行勞保條例規範,老年給付請領年齡從2018年起增加1歲至61歲,之後每2年提高
1歲,最高2026年要調整至65歲為止,許銘春日前因而提及,退休年齡傾向不會改動。
相關人士分析指出,如果選擇要動費率,最大的抗爭可能不是來自勞工,而是資方,因為
受僱勞工保險費由勞資政分攤,比率分別為2、7、1,每提升1000元保費,分別由就有700
元要由資方負擔,以受僱勞工700萬人推算,資方每月就要增加49億元的保險費支出,如
果轉嫁至勞工身上,恐怕會使我勞工低薪現象更為艱困。
若調整給付率,將直接影響老年給付的金額,據勞保局統計,今年5月勞保老年給付平均
月領1萬7000餘元,而調整給付率,是否要比照軍公教年改,追溯已經請領年金給付的民
眾,勢必會引發更大爭議,未來要怎麼改?勢必還有一番的拉距。
5.完整新聞連結 (或短網址):https://reurl.cc/xZyYob
6.備註:兩邊一起改,調漲保費,調降給付率,三邊(資方、勞方、勞工退休族)一起得罪
,這當然是不可能的事。
--
作者: Wednesday (Miss Wednesday) 看板: Gossiping
標題: [新聞] 勞保負債達10兆 不面對會完蛋
時間: Sun Jul 26 11:26:25 2020
1.媒體來源:中國時報
2.記者署名:林良齊
3.完整新聞標題:勞保負債達10兆 不面對會完蛋
4.完整新聞內文:
林良齊/台北報導
2020年7月26日 上午4:10
根據勞動部計算,截至去年為止,勞保精算潛藏負債已達10兆餘,對於勞保基金破產在即
,曾提出勞保年改草案的前勞委會主委潘世偉指出,勞保年改面臨的不是技術面的問題,
而是政治問題,如何能夠說服勞工,先從有共識的地方修正,才能繼續推動其他改革,大
家坐下來溝通,「否則會完蛋的」。
退休年齡 應不會再動
勞動部長許銘春則強調,勞保年改包括了勞保費率、年資給付率、平均薪資採計年間、政
府撥補、退休年齡等面向,目前除了退休年齡應該不會動外,其他都是可以修正的範圍。
截至今年5月,勞保基金規模為7202億元,受到疫情影響,前5月累積虧損達332.3億元;
而今年5月實收保險費達339億元,但支出卻達356億元,其中又以普通事故的349億元為主
,而普通事故中又以老年給付達314億元最多,老年年金給付更是付出232億餘元。
撥補200億 已無實益
以日前行政院送進立法院審議的勞保年金版本為例,老年年金給付除改平均採計年間從現
行5年,調整至72個月、最高可調高至180個月外,還新增政府撥補每年至少200億,但依
精算報告顯示,即使做了這些調整,也僅從2026年破產延後2年至2028年破產,日前許銘
春亦坦言「沒有實益」。
如動費率 資方反彈大
由於依現行勞保條例規範,老年給付請領年齡從2018年起增加1歲至61歲,之後每2年提高
1歲,最高2026年要調整至65歲為止,許銘春日前因而提及,退休年齡傾向不會改動。
相關人士分析指出,如果選擇要動費率,最大的抗爭可能不是來自勞工,而是資方,因為
受僱勞工保險費由勞資政分攤,比率分別為2、7、1,每提升1000元保費,分別由就有700
元要由資方負擔,以受僱勞工700萬人推算,資方每月就要增加49億元的保險費支出,如
果轉嫁至勞工身上,恐怕會使我勞工低薪現象更為艱困。
若調整給付率,將直接影響老年給付的金額,據勞保局統計,今年5月勞保老年給付平均
月領1萬7000餘元,而調整給付率,是否要比照軍公教年改,追溯已經請領年金給付的民
眾,勢必會引發更大爭議,未來要怎麼改?勢必還有一番的拉距。
5.完整新聞連結 (或短網址):https://reurl.cc/xZyYob
6.備註:兩邊一起改,調漲保費,調降給付率,三邊(資方、勞方、勞工退休族)一起得罪
,這當然是不可能的事。
--
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