勞工注意!明年勞保退休金請領年齡又調 - 職場
By Lucy
at 2019-11-26T21:29
at 2019-11-26T21:29
Table of Contents
※ [本文轉錄自 Reewalker 信箱]
作者: scum5566 (你好宅) 看板: Gossiping
標題: [新聞] 勞工注意!明年勞保退休金請領年齡又調
時間: Tue Nov 26 12:24:44 2019
1.媒體來源:
經濟日報
2.記者署名
陳素玲
3.完整新聞標題:
勞工注意!明年勞保退休金請領年齡又調高1歲了
4.完整新聞內文:
勞工注意了,明年起勞保老年年金法定請領年齡又提高一歲到62歲了。也就是如果48年次
勞工要請領勞保老年全額年金,則必須到後年(2021年)、年滿62歲才能請領。由於老年
減額年金最早可以提早五歲請領,因此50年次勞工明年起滿59歲時,可以請領減額年金了
。這是勞保年金上路以來,第二次調高請領年齡。
勞保條例規定,勞保年金2009年上路時,請領勞保老年年金法定年齡為60歲,但第十年起
提高一歲,其後每二年提高一歲,直到65歲為限。
勞保老年年金自2009到2017年止,請領年齡都是60歲,去年起請領年齡首次提高,從60歲
延到61歲,此後繼續每兩年調高一歲請領年齡,直到2026年起請領年齡達到65歲上限為止
。
也就是說,明年起,勞保老年年金法定請領又要第二次調高,從61歲再調高為62歲,首要
受影響的對象是48年次的勞工,原本雖然該年次勞工明年滿61歲,但是因為法定請領年齡
剛好調高一歲變成62歲,48年次勞工若要請領全額年金,就得再等一年到後年2021年,年
滿62歲時才能領。
不過勞保年金訂有提早請領及延後請領機制,也就是勞工可在符合法定請領年齡前五年請
領減額,或法定請領年齡後請領增額年金,每提前或延後一年,減增額4%,最多減增額
20%。
舉例而言,如果48年次7月出生的李先生,想要月領勞保老年年金,因為明年起延後到62
歲才能領全額年金,必須到後年2021年7月滿62歲才能領。但如果李先生選擇請領老年減
額年金,則最早從2016年7月起,就已經可以開始領。
另一個受影響對象是50年次勞工,因為50年次勞工勞保老年年金法定請領年齡是64歲,如
果是提早請領減額年金,則最早可在59歲開始請領,也就是明年,因此50年次勞工可以開
始試算,是否要提早請領年金。
如果明年請領,則減額20%,也就是全額年金的80%,以原本可以月領2萬元全額年金為例
,若是明年開始領,就是16,000元。
一旦開始領減額年金後,就不能再改,必須終身領減額年金。
5.完整新聞連結 (或短網址):
https://money.udn.com/money/story/12040/4187943
6.備註:
勞工又能上更多班了,恭喜!!!
--
作者: scum5566 (你好宅) 看板: Gossiping
標題: [新聞] 勞工注意!明年勞保退休金請領年齡又調
時間: Tue Nov 26 12:24:44 2019
1.媒體來源:
經濟日報
2.記者署名
陳素玲
3.完整新聞標題:
勞工注意!明年勞保退休金請領年齡又調高1歲了
4.完整新聞內文:
勞工注意了,明年起勞保老年年金法定請領年齡又提高一歲到62歲了。也就是如果48年次
勞工要請領勞保老年全額年金,則必須到後年(2021年)、年滿62歲才能請領。由於老年
減額年金最早可以提早五歲請領,因此50年次勞工明年起滿59歲時,可以請領減額年金了
。這是勞保年金上路以來,第二次調高請領年齡。
勞保條例規定,勞保年金2009年上路時,請領勞保老年年金法定年齡為60歲,但第十年起
提高一歲,其後每二年提高一歲,直到65歲為限。
勞保老年年金自2009到2017年止,請領年齡都是60歲,去年起請領年齡首次提高,從60歲
延到61歲,此後繼續每兩年調高一歲請領年齡,直到2026年起請領年齡達到65歲上限為止
。
也就是說,明年起,勞保老年年金法定請領又要第二次調高,從61歲再調高為62歲,首要
受影響的對象是48年次的勞工,原本雖然該年次勞工明年滿61歲,但是因為法定請領年齡
剛好調高一歲變成62歲,48年次勞工若要請領全額年金,就得再等一年到後年2021年,年
滿62歲時才能領。
不過勞保年金訂有提早請領及延後請領機制,也就是勞工可在符合法定請領年齡前五年請
領減額,或法定請領年齡後請領增額年金,每提前或延後一年,減增額4%,最多減增額
20%。
舉例而言,如果48年次7月出生的李先生,想要月領勞保老年年金,因為明年起延後到62
歲才能領全額年金,必須到後年2021年7月滿62歲才能領。但如果李先生選擇請領老年減
額年金,則最早從2016年7月起,就已經可以開始領。
另一個受影響對象是50年次勞工,因為50年次勞工勞保老年年金法定請領年齡是64歲,如
果是提早請領減額年金,則最早可在59歲開始請領,也就是明年,因此50年次勞工可以開
始試算,是否要提早請領年金。
如果明年請領,則減額20%,也就是全額年金的80%,以原本可以月領2萬元全額年金為例
,若是明年開始領,就是16,000元。
一旦開始領減額年金後,就不能再改,必須終身領減額年金。
5.完整新聞連結 (或短網址):
https://money.udn.com/money/story/12040/4187943
6.備註:
勞工又能上更多班了,恭喜!!!
--
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