想請問財管的問題 - 金融分析師

※ 引述《eden0404 (花叢)》之銘言：
: mr.williams expect to retire in 30 years and would like to accumulated
: 1 million in the pension fund. if the annual interest rate is 12%
: per year, how much shoule mr.williams put into the pension fund each month
: in order to achieve his goal? assume that mr.williams will deposit the
: same amount each month into his pension fund and use monthly compounding.
: 1.286.13
: 2.771.60
: 3.345.30
: 4.none of above
: 答案是1
: 可是我怎麼算都上萬= =
: 我的想法是 利用年金公式 利率為12%/12=1% 期數為12*30=360
: 煩請各位高手幫我解惑 謝謝^^


推文太慢 直接回 po
步驟如下：

1. 1,000,000 --> FV
2. 0 --> PV
3. 1 --> I/Y
4. 360 --> N

CPT --> PMT --> PMT = -286.126

你應該是以為要算 PV 所以變成第一期一次付清
那當然是要破萬 加油囉~~

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