薪水還行卻存不了什麼錢 - 薪水
By Faithe
at 2019-05-05T00:51
at 2019-05-05T00:51
Table of Contents
準備被各位噓爆,違反大多數人價值觀的存錢法
※ 引述《d0065011》之銘言:
: 碩士畢業 出社會薪水大概五萬左右
: 對我來說蠻多的
: 但是繳個房租水電費 6500
: 孝親費 8000
孝親費不需要,我們不需要把錢給不缺錢的人
再說老了也是換我們養他們
然後你給父母錢他們可能還會覺得又沒很多(殊不知幾千對年輕人存錢差很多)
我個人沒給,結婚全部不跟家裡面拿一毛錢
但我跟家人感情還是很好,偶爾他們要換一些電器也會幫出
: 保險 4000
我覺得每個月大於一千塊的保險都太坑了
我一年保險只有 2700
什麼沒保以後出事老婆小孩xxx的話只是話術,一切都是機率問題
保險公司都已經算期望值,他們就是算準他們穩賺才來賣你保險,
大多數人這輩子繳的錢大概會比你領的錢多
當然這時拉保險就又有其他話術惹
給自己保險:
每年公司補助健檢+自費檢驗
: 進修費 3000
這個不要省,我每天也是花 100~200 上線上英文口說家教
: 治裝+玩樂 5000
: 伙食8000
不要省,有穩定的生活,就有穩定的心智,為了跳槽更高薪工作鋪路
: 因為自己本身會買一些韓貨
: 但一個月也控制在五千內(上面治裝項目) 雜七雜八扣一扣
: 一個月根本沒剩多少錢可以存
: 存錢怎麼這麽困難
: 約剩15000/月
月薪五萬月存一萬五稍微少一點,個人覺得可以拚拚看月存兩萬
月存兩萬對於剛碩畢的算前標了。
其他可以學學理財,投資股票(什麼股市高點的不要偷戰)
最重要的要投資自己,規劃職涯,準備未來的高薪工作需要的技能
這才是放大存錢效率最好的手段
回歸前提,不買保險、不給孝親違反台灣人 90% 價值觀
大家可以戰惹,我繼續月存 4w
--
Tags:
薪水
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