請問本金問題 - 會計
By Steve
at 2015-06-10T21:47
at 2015-06-10T21:47
Table of Contents
利率 8% 的複利現值表如下:
期數(n)---------1------------2--------3---------4---------5----
每元複利現值---0.92593---0.85734---0.79383---0.73501---0.68058
若自90年開始,共五年,每年底均可領取$50,000,
則90年初應存入本金若干?(A)199,635(B)215,606(C)243,330(D)250,000
答案的算法如下:
50,000x(0.92593+0.85734+0.79383+0.73501+0.68058)
=50,000x3.99269
=199,635
我一開始的想法是 50,000*5=250,000 <==本利和
25,0000=本金x(1+8%)^5
本金算起來170,147 和答案不一樣,請問我的錯誤在哪,謝謝
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