221萬!台北市維持小康生活品質的年開銷 - 年終
By Cara
at 2018-10-24T12:10
at 2018-10-24T12:10
Table of Contents
※ [本文轉錄自 Reewalker 信箱]
作者: sospeter (預測未來) 看板: Gossiping
標題: [問卦] 台北市想維持小康生活品質的年開銷!!!
時間: Wed Oct 24 11:40:11 2018
昨日聽一位天龍朋友述說後大驚,決定PO上來參考討論
先說前提
1.這不是一個平日節儉度日的家庭
2.這不是一個日常奢侈亂花錢的家庭
這就是想維持基本生活品質一般台北市小康4口(2大2小)之家的生活
以下計算
項目 計算
1.餐費 150元*3餐*4人*365天=65.7萬(每月如果吃大餐就會爆預算)
2.房子 25000元*12月=30萬
(4口之家的房貸或房租,只能買或租老公寓)
3.小孩教育費 20000元*2人*12月=48萬
(保母月薪+年終平均每月2萬、幼稚園學+雜費也差不多,小學之後安親班+補英文也一樣)
4.勞、健保+醫療保險 25,000*4人=10萬
5.汽機車 10萬
(一整年的停車費+保養費+交通油錢)
6.水電瓦斯 3000元*12月=3.6萬
7.第四台、ADSL+手機網路 2000元*12月=2.4萬
8.台北萬萬稅 10萬
(雙薪150-200萬所得稅+燃料稅+牌照稅+地價稅+房屋稅,有在繳稅的人就知道)
9.國內旅遊 一年10萬
(每年52個周末,含交通住宿跟餐費,別跟我說你都宅在家裡)
10.國外旅遊 5萬*4人=20萬
(一年出國一次,只能去亞州,含團費及開銷)
11.其他臨時性雜支 20萬
(修車、冷氣維修、電腦、家電更換、房屋修繕、醫藥費等,一不小心就爆預算)
以上計算支出每年開銷221.6萬
在台北市
想維持不太奢侈、不太節儉的小康生活品質
以雙薪150-200萬的一般家庭來說
可能還要想一些理財商品及業外收入才夠支付年生活開銷
結論:難怪大家不敢生小孩
--
作者: sospeter (預測未來) 看板: Gossiping
標題: [問卦] 台北市想維持小康生活品質的年開銷!!!
時間: Wed Oct 24 11:40:11 2018
昨日聽一位天龍朋友述說後大驚,決定PO上來參考討論
先說前提
1.這不是一個平日節儉度日的家庭
2.這不是一個日常奢侈亂花錢的家庭
這就是想維持基本生活品質一般台北市小康4口(2大2小)之家的生活
以下計算
項目 計算
1.餐費 150元*3餐*4人*365天=65.7萬(每月如果吃大餐就會爆預算)
2.房子 25000元*12月=30萬
(4口之家的房貸或房租,只能買或租老公寓)
3.小孩教育費 20000元*2人*12月=48萬
(保母月薪+年終平均每月2萬、幼稚園學+雜費也差不多,小學之後安親班+補英文也一樣)
4.勞、健保+醫療保險 25,000*4人=10萬
5.汽機車 10萬
(一整年的停車費+保養費+交通油錢)
6.水電瓦斯 3000元*12月=3.6萬
7.第四台、ADSL+手機網路 2000元*12月=2.4萬
8.台北萬萬稅 10萬
(雙薪150-200萬所得稅+燃料稅+牌照稅+地價稅+房屋稅,有在繳稅的人就知道)
9.國內旅遊 一年10萬
(每年52個周末,含交通住宿跟餐費,別跟我說你都宅在家裡)
10.國外旅遊 5萬*4人=20萬
(一年出國一次,只能去亞州,含團費及開銷)
11.其他臨時性雜支 20萬
(修車、冷氣維修、電腦、家電更換、房屋修繕、醫藥費等,一不小心就爆預算)
以上計算支出每年開銷221.6萬
在台北市
想維持不太奢侈、不太節儉的小康生活品質
以雙薪150-200萬的一般家庭來說
可能還要想一些理財商品及業外收入才夠支付年生活開銷
結論:難怪大家不敢生小孩
--
Tags:
年終
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