月入31K,我存不到錢 - 加班
By Christine
at 2013-08-25T22:20
at 2013-08-25T22:20
Table of Contents
※ 引述《bolster101 (boster101)》之銘言:
: 代PO
: 以下以第一人稱
: -----------------------
: 大家好 我是女生 23y
: 去年從大安區夜市大學畢業
: 因為對大學所讀的科系沒有那麼強烈的熱情
: 所以未來並沒有要走那個領域的打算
: 去年畢業後進到一個老師的研究室當行政助理
: 薪資比照國科會標準
: 第一年扣除勞健保大約30K
: 目前即將滿第二年 薪資調整約31K
: 工作環境單純 和同事相處也還不錯
: 工作內容也不會有太大壓力 且可以準時上下班
: 以剛畢業的文組學生來說其實算是還不錯的工作
: 但最近我才發現 這一年工作下來根本沒存到什麼錢!
: 以下是我粗略的生活開銷:
: 房租 7800 (離工作地點走路十分鐘的5坪套房)
其實很多人都是用空間換取金錢 住台北市內真的工作很省時間 可是卻省不到錢
如果你住稍微遠一點的地方 新北市 或是捷運方便的末端 交通還ok 可省一些
: 學貸 2900
: 孝親 5000 (固定給家裡的錢)
: 手機 800 (上網吃到飽489語音資費299)
: 水電 1000 (租屋處需攤公共電費所以比較貴一點
: 餐費 6000
6000其實我覺得還好 每天三餐控制在兩百元以內 假日偶爾吃大餐 都不為過
: 治裝 2500 (包含衣服包包鞋子等會盡量控制在2500)
這點我覺得有點太多了 可能是你工作關係不用穿正式的套裝
否則買這麼多衣服其實上班族也沒辦法天天穿到 (自己的感想兼無奈)
就試著讓自己先從數量開始限制 例如 每個月只能多買一雙鞋或一個包包或一件衣服
: 雜支 3000 (生活用品交通費看電影等娛樂)
前陣子我自己發現常常看電影平均每禮拜就會跑一兩次電影院 可是這真的燒超兇
除非你是有買一送一的信用卡 再考慮要不要每禮拜看一場
不然一個月兩場我覺得差不多...而且很多電影不是自己真的很想看的 就捨掉吧~
: 上面零零總總加起來就29000了!!!
: 也許因為想要維持一點生活水準所以沒有刻意的壓低開銷
: 像是不想和他人共用衛浴所以選擇租套房
: 或是會買些新衣服 偶爾進電影院 和朋友聚餐等等
: 我自認為不是很愛追求物質享受的人
: 且明明就沒有買什麼奢侈品呀
: 為什麼會存不了錢呢?
: 所以想請問各位版友
: 是我哪個項目開銷太多了嗎?
: 還是很多人也跟我一樣呢?
: 請大家不吝指教!謝謝!!!
順道分享一下我之前在台北工作的經驗 薪4.5W 我給自己目標是要月存3W
所以開銷大概是:
房租 7000 (一開始我也傻 想說租離公司近的 若不得已要加班才不會心裡這麼幹
可是我住的台北市小套房非常非常非常的爛...房東還很惡劣QQ
當初看地段不錯 便宜就租了 這個價錢這種屋況自己也認了 )
水電 500
三餐 7500 (含週末偶爾大餐)
電影娛樂 500
逛街購物 1000
交通費 2000 (含日常通勤跟回鄉交通 )
孝親費 0 (因為之前是金融業有行儲所以爸媽要我先把帳戶存滿)
手機費 690 (那時候還有中華學生方案....)
一個月大概可存23000元左右...
雖然自認為應該很省了 但跟當初想像的還是有差距 = = "
一年後受不了 剛好有機會回中部鄉下
住家裡真的省超大!!!!!!!!!!!!!!! 因為晚餐早餐都媽媽會弄 鄉下中餐又很便宜
現在一個月可以存兩倍的錢...
所以奉勸原po
不是天龍人的話本身在台北市的可支配所得就是矮人一截了
不如計算自己回鄉之後能存多少錢 (如果這是你的目標的話) 再來考慮看看
ps. 行政助理的工作待久了你就更難轉換跑到到業界去了
如果你真的想賺更多的錢 那應該不會是你想待久的工作
不如去思索一下現在趁年輕的時候還能怎麼投資自己
但如果你的目標是安穩的過日子找個不錯的家庭嫁一嫁
那現在養的起自己的薪水未必就不適合你
--
: 代PO
: 以下以第一人稱
: -----------------------
: 大家好 我是女生 23y
: 去年從大安區夜市大學畢業
: 因為對大學所讀的科系沒有那麼強烈的熱情
: 所以未來並沒有要走那個領域的打算
: 去年畢業後進到一個老師的研究室當行政助理
: 薪資比照國科會標準
: 第一年扣除勞健保大約30K
: 目前即將滿第二年 薪資調整約31K
: 工作環境單純 和同事相處也還不錯
: 工作內容也不會有太大壓力 且可以準時上下班
: 以剛畢業的文組學生來說其實算是還不錯的工作
: 但最近我才發現 這一年工作下來根本沒存到什麼錢!
: 以下是我粗略的生活開銷:
: 房租 7800 (離工作地點走路十分鐘的5坪套房)
其實很多人都是用空間換取金錢 住台北市內真的工作很省時間 可是卻省不到錢
如果你住稍微遠一點的地方 新北市 或是捷運方便的末端 交通還ok 可省一些
: 學貸 2900
: 孝親 5000 (固定給家裡的錢)
: 手機 800 (上網吃到飽489語音資費299)
: 水電 1000 (租屋處需攤公共電費所以比較貴一點
: 餐費 6000
6000其實我覺得還好 每天三餐控制在兩百元以內 假日偶爾吃大餐 都不為過
: 治裝 2500 (包含衣服包包鞋子等會盡量控制在2500)
這點我覺得有點太多了 可能是你工作關係不用穿正式的套裝
否則買這麼多衣服其實上班族也沒辦法天天穿到 (自己的感想兼無奈)
就試著讓自己先從數量開始限制 例如 每個月只能多買一雙鞋或一個包包或一件衣服
: 雜支 3000 (生活用品交通費看電影等娛樂)
前陣子我自己發現常常看電影平均每禮拜就會跑一兩次電影院 可是這真的燒超兇
除非你是有買一送一的信用卡 再考慮要不要每禮拜看一場
不然一個月兩場我覺得差不多...而且很多電影不是自己真的很想看的 就捨掉吧~
: 上面零零總總加起來就29000了!!!
: 也許因為想要維持一點生活水準所以沒有刻意的壓低開銷
: 像是不想和他人共用衛浴所以選擇租套房
: 或是會買些新衣服 偶爾進電影院 和朋友聚餐等等
: 我自認為不是很愛追求物質享受的人
: 且明明就沒有買什麼奢侈品呀
: 為什麼會存不了錢呢?
: 所以想請問各位版友
: 是我哪個項目開銷太多了嗎?
: 還是很多人也跟我一樣呢?
: 請大家不吝指教!謝謝!!!
順道分享一下我之前在台北工作的經驗 薪4.5W 我給自己目標是要月存3W
所以開銷大概是:
房租 7000 (一開始我也傻 想說租離公司近的 若不得已要加班才不會心裡這麼幹
可是我住的台北市小套房非常非常非常的爛...房東還很惡劣QQ
當初看地段不錯 便宜就租了 這個價錢這種屋況自己也認了 )
水電 500
三餐 7500 (含週末偶爾大餐)
電影娛樂 500
逛街購物 1000
交通費 2000 (含日常通勤跟回鄉交通 )
孝親費 0 (因為之前是金融業有行儲所以爸媽要我先把帳戶存滿)
手機費 690 (那時候還有中華學生方案....)
一個月大概可存23000元左右...
雖然自認為應該很省了 但跟當初想像的還是有差距 = = "
一年後受不了 剛好有機會回中部鄉下
住家裡真的省超大!!!!!!!!!!!!!!! 因為晚餐早餐都媽媽會弄 鄉下中餐又很便宜
現在一個月可以存兩倍的錢...
所以奉勸原po
不是天龍人的話本身在台北市的可支配所得就是矮人一截了
不如計算自己回鄉之後能存多少錢 (如果這是你的目標的話) 再來考慮看看
ps. 行政助理的工作待久了你就更難轉換跑到到業界去了
如果你真的想賺更多的錢 那應該不會是你想待久的工作
不如去思索一下現在趁年輕的時候還能怎麼投資自己
但如果你的目標是安穩的過日子找個不錯的家庭嫁一嫁
那現在養的起自己的薪水未必就不適合你
--
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