月入31K存不到錢文章一年後 - 轉職
By Erin
at 2014-06-22T12:16
at 2014-06-22T12:16
Table of Contents
我先說說我一朋友的例子當參考
1.出去唸書前,年薪800K,外商金融業
2.27歲到中國唸個現在全世界最浮濫的MBA (不是熱門的CS 或 EE)
3.還想轉行影視文化產業
4.
學費 + 生活費 + 雜費 = 350萬 (包含Exchange Program, 家眷生活費, 遊山玩水費)
兩年沒工作機會成本 = 160萬
350萬貸款20年利息(2.5%) = ?? 算40萬吧 (我懶得算,反正要繳好久)
總成本上看 550萬
套用鄉民最喜歡算的薪資報酬率
每年要多賺20萬才有辦法在20年內攤還
你要找的到多兩萬元的月薪
你還想要轉職
27了吧,唸完不是該結婚?小孩呢?
巷口的婆婆阿姨,家裡的姑媽伯母,同學朋友(不包括我),苦口婆心的苦勸
「再工作兩年存點嘛」
「你待著原本的工作不好嗎」
簡單來說,就是帳面上看起來Z<B的生意
--- ---
當然,這故事有後來
貸款當然是得還,這位朋友沒有偉大的爺爺和父親
書有念畢業,期間去UCLA交換,在美西岸怒玩半年,修了幾堂 Entertainment Module
現就職上海,轉到影視行業,老婆沒跑(我小熟,但沒有綠綠的)
薪水... ... 小小的翻倍,(鄉民厲害的更多)
唯一遺憾的就是沒參加到太陽花學運、洪仲秋紀念活動等對台灣意義重大的事件
就著我朋友的例子
你不出去唸,那就甚麼當不可能發生,好的壞的都是
既然不滿於現狀,想突破,學校又不錯 (早稻田妹超多... 我錯了)
甚麼澳洲打工、看看世面等等,好像有些治標不治本、隔靴搔癢的感覺
時候到了,回到台灣,還是可能回到老問題
全世界最了解你的人,就是你自己
為什麼不相信自己呢?
比起投資房地產甚麼的,投資自己應該感覺要更可靠些
說不準人生有甚麼奇妙機遇就等著你!
--
All Comments
By Christine
at 2014-06-23T08:24
at 2014-06-23T08:24
By Olive
at 2014-06-23T12:00
at 2014-06-23T12:00
By Todd Johnson
at 2014-06-24T03:47
at 2014-06-24T03:47
By Emily
at 2014-06-24T07:16
at 2014-06-24T07:16
By Hedwig
at 2014-06-28T11:08
at 2014-06-28T11:08
By Olga
at 2014-06-29T02:12
at 2014-06-29T02:12
By Audriana
at 2014-07-01T02:18
at 2014-07-01T02:18
By Selena
at 2014-07-04T19:28
at 2014-07-04T19:28
By Kumar
at 2014-07-08T15:58
at 2014-07-08T15:58
By Audriana
at 2014-07-09T19:32
at 2014-07-09T19:32
By Ula
at 2014-07-11T23:45
at 2014-07-11T23:45
By Hedwig
at 2014-07-13T18:38
at 2014-07-13T18:38
By Dorothy
at 2014-07-15T07:28
at 2014-07-15T07:28
By Andrew
at 2014-07-17T02:43
at 2014-07-17T02:43
By Heather
at 2014-07-19T00:28
at 2014-07-19T00:28
By Lydia
at 2014-07-19T07:51
at 2014-07-19T07:51
By Kristin
at 2014-07-19T17:37
at 2014-07-19T17:37
By Caroline
at 2014-07-20T09:04
at 2014-07-20T09:04
By Joseph
at 2014-07-21T08:04
at 2014-07-21T08:04
By Hardy
at 2014-07-25T10:33
at 2014-07-25T10:33
By Harry
at 2014-07-27T22:23
at 2014-07-27T22:23
By Rae
at 2014-07-31T02:21
at 2014-07-31T02:21
By Vanessa
at 2014-08-05T00:41
at 2014-08-05T00:41
By Doris
at 2014-08-08T21:45
at 2014-08-08T21:45
By Susan
at 2014-08-10T18:06
at 2014-08-10T18:06
By Enid
at 2014-08-11T11:52
at 2014-08-11T11:52
By Callum
at 2014-08-13T09:15
at 2014-08-13T09:15
By Agatha
at 2014-08-14T00:50
at 2014-08-14T00:50
By Hazel
at 2014-08-16T00:59
at 2014-08-16T00:59
By Genevieve
at 2014-08-18T02:19
at 2014-08-18T02:19
By Ivy
at 2014-08-20T09:34
at 2014-08-20T09:34
By Cara
at 2014-08-23T22:08
at 2014-08-23T22:08
By Emily
at 2014-08-24T05:43
at 2014-08-24T05:43
By Faithe
at 2014-08-28T14:44
at 2014-08-28T14:44
By Sierra Rose
at 2014-09-02T12:33
at 2014-09-02T12:33
By Rachel
at 2014-09-05T15:56
at 2014-09-05T15:56
By Kama
at 2014-09-09T21:51
at 2014-09-09T21:51
By Edward Lewis
at 2014-09-13T20:50
at 2014-09-13T20:50
By Olga
at 2014-09-15T16:52
at 2014-09-15T16:52
By Catherine
at 2014-09-19T03:04
at 2014-09-19T03:04
Related Posts
為何第一份工作的薪水很重要?
By Olga
at 2014-06-22T11:30
at 2014-06-22T11:30
為何第一份工作的薪水很重要?
By Hardy
at 2014-06-22T10:49
at 2014-06-22T10:49
為何第一份工作的薪水很重要?
By Zenobia
at 2014-06-22T10:04
at 2014-06-22T10:04
為何第一份工作的薪水很重要?
By Bethany
at 2014-06-22T09:52
at 2014-06-22T09:52
為何第一份工作的薪水很重要?
By Ivy
at 2014-06-22T09:19
at 2014-06-22T09:19